What Happens to Gift Cards if a Company Closes?
Know your options during closures and bankruptcy events
Key Points
• Gift cards are typically unsecured claims. Acceptance can stop immediately or continue for a limited time.
• Use any remaining balance as soon as possible when closure is announced.
• Check official customer notices for acceptance windows and refund options.
• Contact state consumer protection if you’re refused during a stated acceptance period.
FAQ
Will my gift card still be accepted?
Sometimes, for a limited time set by the company or court. Act quickly and keep receipts from attempted use.
Can I get a refund?
Refunds are uncommon, but there may be claim processes depending on the jurisdiction and the stage of the closure.
Who can help?
Your state or country’s consumer protection office can provide guidance on rights, timelines, and complaint procedures.